Why bother?
Huge potential savings and more importantly knowing you are not being ripped off.
Is it hard?
You need to collect the income documents and the financial statements and will need to meet your solicitor to sign up for the new loan but the rewards can be so large it is well worth it.
What's Hot?
Permanent PTSB – will give you 2% cashback – this means you get 2% of the loan amount free of charge and if you sign up to their current account they will reduce your monthly repayment by another 2% and recently announced some market leading rates
Haven – €3,000 towards legal fees or €5,000 if the loan is above €250k (note available for all rates) with strong rates mirroring the AIB group products.
AVANT Money – 1% of the mortgage amount to help with the legal fees as long as the mortgage is greater than €100,000 – excellent non green rates and overpayment facility.
