Huge potential savings and more importantly knowing you are not being ripped off.
Is it hard?
You need to collect the income documents and the financial statements and will need to meet your solicitor to sign up for the new loan but the rewards can be so large it is well worth it.
KBC – will pay €3,000 towards legal fees (which should be only €1,250 all in) and are offering a 10 year fixed rate of 2.95% based on a low loan to value and moving current account to them. They also offer the lowest variable rates and a commitment to allow you always avail of the lowest rate you qualify for.
Permanent TSB – will give you 2% cashback – this means you get 2% of the loan amount free of charge and if you sign up to their current account they will reduce your monthly repayment by another 2%.
Download Permanent TSB Salary Cert Form
Ulster Bank – will pay €1,500 toward the legal fees, will pay for the bank valuation and have a very strong 4 year fixed rate currently on offer as well as low variable rates.
Haven – €2,000 toward legal fees, recently announced low variable rates (part of AIB group).